Tuesday, January 27, 2009

Shopwiki


No I didn't misspell it, it is S.H.O.P.W.I.K.I. This is an amazing website that helps you find the best deals on the internet. If you're like me you'll go to several different websites before making a purchase to make sure you find the best deal possible. Well now all you have to do is go to Shopwiki and type in what you're looking for and they'll do all the work for you and find the best deals on the net.

I want to focus on babies and toddlers products for this entry. Not only does Shopwiki find you the best deals, but they also provide you with a guide to purchasing things like a stroller or a car seat and many others. First time parents would find this very useful.

To give you an example I typed "car seats" in the search box and the first car seat that came up was a 2009 Priori Convertible Car Seat in Phantom. Shopwiki shows you the prices of every store they could find that offers this car seat with a picture and description of the car seat. This is an amazing place to get all the info you need on just about anything.

Thursday, January 22, 2009

Creatine before your workout

I was at the gym the other day and a couple guys asked me if I took whey. I told them I take creatine right before a workout and whey protein right after the workout. They asked me what creatine did and in my whole honesty I told them I wasn't really sure exactly what it did. I was introduced to creatine by my high school football coach's son and since my football coach was a former bodybuilder I figured he knew what to take. So since then I would take creatine on and off, but never really looked into what it is and how it helps or hurts my body. I did some research online and found some interesting articles about creatine.

According to creatine.com Although creatine’s role in the energy production process is its most notable trait, there is evidence that creatine can stimulate muscle growth. It does this in a couple of different ways. By allowing you to perform more work as a result of additional energy, increased protein synthesis is stimulated. Secondly, when an abundance of creatine phosphate is stored in the muscle, the muscle will hold more water in its cells and become what is known as “volumized” or “super-hydrated.” The more volumized a muscle is, it will promote the synthesis of protein as well as deter the breakdown of protein. Volumizing the muscle will also create an environment where an increased level of Glycogen synthesis will take place. Increased protein synthesis along with training will lead to muscle growth. There is also scientific evidence that shows supplementation with creatine causes muscle tears to repair themselves quicker.

Unlike most supplements that athletes use, creatine is neither a vitamin, mineral, herb nor hormone. It is a naturally occurring amino acid that is found in our body that has the chemical name methyl guanidine-acetic acid. As most of you are already aware, amino acids are the building blocks of proteins. The majority of creatine (about 95%) is located in the skeletal muscle system, and the remaining 5% is in the brain, heart and testes. We acquire most of the creatine in our system by consuming meats and fish as well as dairy products, egg whites, nuts and seeds. Although the human body has a way of storing very high amounts of creatine to enhance recovery and muscle power, it is quite challenging to consume enough food to provide the same amount of creatine that using supplements will. In the event that you do not consume enough creatine to suit your body’s requirements, your body can synthesize it from the amino acids arginine, glycine and methionine. This manufacturing process takes place in the kidneys, liver and pancreas.

Creatine on Amazon.com

Wednesday, January 21, 2009

Dirty Money + Licking your fingers = Unhappy person receiving your money

Do you lick your fingers while you eat? Personally I do and watching other people do so doesn't bother me whatsoever. What does bother me is when people are about to give me some money and they lick their fingers to separate the bills. Do they not realize that I have to touch that money? I know money is dirty anyways, but to add somebody else's saliva is a whole new story. Maybe you've never thought about this before, but after reading this little post you may be surprised at how many people actually do this. If you're one of these people that lick your fingers to separate money or turn pages in a magazine or book please do the world a favor and STOP!

Tuesday, January 13, 2009

Insurance Company Pays After Threat To Sue


I run a dry cleaning business here in Louisville, KY and after Hurricane Ike's wind storm ripped up most of our signs I had contacted NIE, our insurance provider and reported the damages to them. A few months later I had the signs replaced and sent in the statement to NIE so they could send my money. Several weeks went by and I didn't hear anything from them so I decided to give them a call to check on the status of my claim. They told me that my claim is still being processed and to check back next week so I said OK.

Following week I call them and ask the same question and this time they tell me that what I had replaced is not a sign, but an awning so they will have to review it with their supervisor and get back to me. I waited a couple of weeks and then received a letter from NIE saying, "...awning is not covered under your Commercial Package Policy. Therefore, no claim payment will be made. Please contact your Customer Service agent to review your current Insurance coverage." I pick up the phone right away and call the claims department and asked why my claim was denied. She said it's because it's an awning and not a sign. I said, "you're telling me that this awning that has the name of my business on it and represents my business is not a sign?" She said that's correct. I told her I will contact a lawyer and see what they have to say and she says I'll be wasting my money if I got a lawyer and that they would just take more money from me. I told her we'll see about that and hung up the phone without waiting for her to respond.

I get on the internet and look up lawyers that specialize in Insurance Claims. I find one and save it to my phone so I could call them after I get some work done. After about half an hour to an hour I pick up my phone to call the lawyer and my business phone rings. I answered and it was "Cindy"(not real name) and her tone of voice had completely changed. She was very polite and said that they wanted to try to help me out and called to get some more information.

After about 5 days I called "Cindy" and asked her about the claim and she said she still hasn't had a chance to talk to her "supervisor" and that she hasn't forgotten about me. She said she will get back with me and said "thank you sir."

About an hour later she called back and told me that they were going to pay for my "awning" and that a customer service agent would be calling me to adjust our policy so we wouldn't be running into this problem in the future.

So all this to get $1500 from NIE Insurance. I kept asking myself, "what is the definition of a sign?"

Thursday, January 8, 2009

I Won 7 Million Dollars!!


Another great email saying I won $7 million by doing nothing!! I really liked this one because he says he's Rev Father, I didn't know you could use both of those in the same sentence. Enjoy!


Dear Friend,

I am Rev Father Johnny Hayes, I am a US citizen, 52 years Old. Happy New Year beloved in the lord,I reside here in 1345 Dyess Bridge Road Waynesboro Mississippi 39367 U.S.A

I am one of those that executed a contract in Nigeria years ago and they refused to pay me, I had paid over $20,000 trying to get my payment all to no avail.

So I decided to travel down to Nigeria with all my contract documents, And I was directed to meet Barrister Michael Chilo Esq who is based in Bangkok Thailand the journey was so stressful because i have to embark on another journey to far away Asia Thailand,Barrister Michael is the member of FOREIGN CONTRACT

AWARD COMMITTEE, and I contacted him and he explained everything to me.

He said that those contacting us through emails are fake. Then he took me to the paying bank in Bangkok Thailand, which is Siam Commercial Bank, and I am the happiest Man on this earth because I have received my contract funds of $7 Million USD. Moreover, Barrister Michael Chilo Esq, showed me the full information of those that have not received their payment,and I saw your name as the beneficiary, and your email address/Telephone number and your contract amount,This is what you have to do now.You have to contact him direct on this information below.

His Name: Barrister Michael Chilo Esq

Email:www.bmcchambers3@gmail.com

Phone: +66870411288

Office Address: 112 Silom Road Soi Pranakan,

Bangkok Thailand.

You really have to stop your dealing with those contacting you okay, because they will dry you up until you have nothing to eat especially Nigerians that's why they moved the paying bank and contract award office down to Asia to avoid hitch from Nigerians. The only money I paid was just $520 for IRS permit, which you know and before you contact him make sure you have the $520 if not don't contact him because you will be wasting your precious time , So you have to take note of that.But if you really want to claim your fund you must pay for the IRS PERMIT unless you have it already.

Thank You and Be Blessed.

Rev Father Johnny Hayes

Ipod Touch Review


I'm a sucker for gadgets. I love the latest gadgets and I always try to talk myself out of buying the latest and coolest "thing," but I usually fail. My most recent purchase is a 16GB 1st generation Ipod Touch. I got a great deal through Amazon's Gold Box One Day Deal and purchased this bad boy for $199 and free shipping. After a couple of months, here's my review.

This bad boy is slick! Right out of the box I turned it on and was enjoying its touch screen navigation. I touched on the Safari button to browse the net and as soon as I opened it, it recognized my wireless router and all I had to do was put in the password and I was browsing the net. Its "App Store" button will take you into their application store where you can a ton of free applications for your iTouch. There are many applications that you can purchase and I would have to say some of them are worth buying. One of my favorite free App that was already installed on my iTouch was the "Mail" app because you can put all your email accounts in here and it'll automatically check all your emails for you which is awesome.

There are many great apps that really come in handy like the "Flixster" app that allows you to see the latest movies and even watch the preview from your iTouch. There's the "YellowPages" app that makes finding restaurants and business a piece of cake without having to look for the big yellow book or carry around your laptop.

Last but not least, my favorite part iTouch is the games! There are a lot of free games you can get from the App Store and these really come in handy when you're bored at home or at work (if you don't get caught).

After a couple of months do I think it was worth it to buy this thing? Absolutely!

Josh
Daily-Encounters