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Friday, February 27, 2009
Thursday, February 26, 2009
Sometimes change is bad
I am person who usually will not go out of my way to change something in my life especially if there's nothing wrong with what I already have. Recently I decided to part ways with T-mobile and joined AT&T through Wirefly.com. First of all Wirefly has THE BEST deals when it comes to cell phones, given that you'll be signing a contract and they make it real easy for you to switch over to a new provider without having to make a phone call. So I filled out all the necessary information and got 3 brand new phones absolutely free which includes a Samsung Eternity, LG Shine, and a Samsung slide phone which isn't too fancy since it's for my dad who could care less about what the phone looks like. So after I send the necessary information they send you an email to track your order and when I receieved the email it showed that my phones will be arriving in 2 days! That's fast service!
Next morning I went to work and when I picked up my phone to make a call it was no longer in service!!! I called Wirefly and told them my situation and they said unfortunately T-mobile has cut off my service before my AT&T phone arrived and there's nothing Wirefly could do about that. I asked them if Wirefly informs its customers of this possibility on their website and she said no. I told her I would like to speak with her supervisor and for the record I was completely polite and never raised my voice. Once the supervisor picked up I told her my frustration over the fact that Wirefly hid this possibility from its customers and I felt like I should be compensated for the 2 days I would have to go without a phone. She said she'll see what she could do and came back on rather quickly and said they'll send me a free bluetooth headset. I said if that's all you can do for that's fine, but I told her they need to tell their customers about this and she said she'll forward it to their feedback department.
Well the phones came after 2 days and on the 3rd day my free bluetooth headset came in as well, but I told myself this is exactly why I don't like to change things especially when I've been with T-mobile for over 5 years and have never experienced any difficulty with them.
Next morning I went to work and when I picked up my phone to make a call it was no longer in service!!! I called Wirefly and told them my situation and they said unfortunately T-mobile has cut off my service before my AT&T phone arrived and there's nothing Wirefly could do about that. I asked them if Wirefly informs its customers of this possibility on their website and she said no. I told her I would like to speak with her supervisor and for the record I was completely polite and never raised my voice. Once the supervisor picked up I told her my frustration over the fact that Wirefly hid this possibility from its customers and I felt like I should be compensated for the 2 days I would have to go without a phone. She said she'll see what she could do and came back on rather quickly and said they'll send me a free bluetooth headset. I said if that's all you can do for that's fine, but I told her they need to tell their customers about this and she said she'll forward it to their feedback department.
Well the phones came after 2 days and on the 3rd day my free bluetooth headset came in as well, but I told myself this is exactly why I don't like to change things especially when I've been with T-mobile for over 5 years and have never experienced any difficulty with them.
Wednesday, February 25, 2009
Irresponsible Drivers
Have you ever seen an irresponsible driver or maybe you yourself are one of them. Just the other day as I was crossing an intersection on a green light a car pulls up into the left lane hardly slowing down and turns left on a RED ARROW signal. This is a very busy intersection and although it was only 6:30 in morning there were plenty of cars on the road.
So why does this bother me? For one running a red light is not only illegal, but you're putting others in danger. I just read an article about 3 grad students that were killed at an intersection when a man ran a red light and instantly killed them. All 3 of those students were only-child's in their family and to make matters worse they came here from China in hopes of better education. You can read the whole story here.
Just a couple of days later I get a call from my girlfriend saying she had been in a car accident. She was pretty shook up so I tried to calm her down and hopefully she was not hurt and it was nothing major. What made me upset was the fact that the other driver decided to run for it after they hit her. I know hit and runs happen all the time, but it makes me wonder what goes on in the heads of these people? Please, if you're one of these irresponsible drivers please think about what the person has to go through because of the poor choices you decide to make when driving.
So why does this bother me? For one running a red light is not only illegal, but you're putting others in danger. I just read an article about 3 grad students that were killed at an intersection when a man ran a red light and instantly killed them. All 3 of those students were only-child's in their family and to make matters worse they came here from China in hopes of better education. You can read the whole story here.
Just a couple of days later I get a call from my girlfriend saying she had been in a car accident. She was pretty shook up so I tried to calm her down and hopefully she was not hurt and it was nothing major. What made me upset was the fact that the other driver decided to run for it after they hit her. I know hit and runs happen all the time, but it makes me wonder what goes on in the heads of these people? Please, if you're one of these irresponsible drivers please think about what the person has to go through because of the poor choices you decide to make when driving.
Saturday, February 21, 2009
Are you looking for a home in New Jersey?
Are you currently living in New Jersey or planning on moving there? One of the biggest decisions we face in life I believe is purchasing a home. Not only are you just buying a place to live, but it's a place that will determine a number of other things: How far is it from your employer? How are the schools around the area for your kid(s)? Is the neighborhood safe? Should you buy a condo/town home or a house? These are only a few of the questions you would want to ask yourself, but also to a Realtor that you can trust. I believe having a Realtor that you can trust is very important.
I want to introduce Bruce Germinsky to you who is a real estate associate in New Jersey. Whether you're looking for a residential home or a commercial space, Bruce Germinsky can help you in this important part of your life. Bruce specializes in:
So if you're looking for a property in New Jersey make sure you deal with a Realtor that knows what they're doing. Let Bruce Germinsky do the work for you and make your life a little easier.
I want to introduce Bruce Germinsky to you who is a real estate associate in New Jersey. Whether you're looking for a residential home or a commercial space, Bruce Germinsky can help you in this important part of your life. Bruce specializes in:
- Commercial, retail and high-end residential real estate in Monmouth County.
- Professional & medical class A office space, retail, shopping centers
- Oceanfront luxury condos, waterfront homes, etc
So if you're looking for a property in New Jersey make sure you deal with a Realtor that knows what they're doing. Let Bruce Germinsky do the work for you and make your life a little easier.
Tuesday, February 17, 2009
The Credit Crisis
Have you been affected by the economy? Initially I thought I would not be affected, but boy was I in for a surprise. I've been a small business owner now for about six years and during those six years we received several loans from National City Bank where we have our personal and business accounts. Our biggest loan up to date was about $33,000 for a couple of new machines and we paid that off just last year and it was paid automatically from our business checking account.
We had an opportunity to buy a new piece of equipment at an amazing price so we went ahead and made the purchase from the dealer and told him I would get a loan from my bank. After a couple of days I called the branch manager and told him I needed a loan for a new equipment and he said OK and sent the application right over. I've filled out several of these applications so it was a breeze and faxed it over to the manager the next day.
After a few days he contacted me and said that they can not approve my loan and he really could not give me a reason except for the fact that they've tighten up on their lending. His advice was that I could probably get approved if I applied for a "personal loan" not a "small business loan." So how much was I applying for? A mere $6,000! For some of you that may sound like a lot, but when you're a small business owner that is a relatively small amount.
Although I probably won't need any new equipment anytime soon, I do wonder about the "what if's." What if an older equipment breaks down? What if business slows down and I need some extra cash? My first step is to "shop" around for local community banks who are still lending to responsible business owners with good credit and if you're in the same boat as I am, I recommend you do the same.
Josh Lee
Daily Interactions With The World
We had an opportunity to buy a new piece of equipment at an amazing price so we went ahead and made the purchase from the dealer and told him I would get a loan from my bank. After a couple of days I called the branch manager and told him I needed a loan for a new equipment and he said OK and sent the application right over. I've filled out several of these applications so it was a breeze and faxed it over to the manager the next day.
After a few days he contacted me and said that they can not approve my loan and he really could not give me a reason except for the fact that they've tighten up on their lending. His advice was that I could probably get approved if I applied for a "personal loan" not a "small business loan." So how much was I applying for? A mere $6,000! For some of you that may sound like a lot, but when you're a small business owner that is a relatively small amount.
Although I probably won't need any new equipment anytime soon, I do wonder about the "what if's." What if an older equipment breaks down? What if business slows down and I need some extra cash? My first step is to "shop" around for local community banks who are still lending to responsible business owners with good credit and if you're in the same boat as I am, I recommend you do the same.
Josh Lee
Daily Interactions With The World
Friday, February 13, 2009
The TV battle within
If you're like me, going to places like Best Buy, Target, or HHGregg makes you want to purchase the latest TV's and digital TV or LCD TV and the bigger the better. I love going into these stores on Sunday's when the NFL games are on and you can see the games on dozens of these latest TV's. Standing there just makes you want to buy one right there on the spot and I have talked myself out of buying one many times, mainly because I don't know what size to purchase.
I live in a small condo that is about 900 sq/ft so getting a huge LCD TV is not a good idea because it would look out of place, although my friends who come over to watch the games may not think so. Given the size of my living room and the distance between my couch and the wall where the digital tv would be hanging, I assume that a 42" should do the trick. This is where my ego comes in, "BIGGER THE BETTER."
2 TV's, LCD TV's and plasma tv's have become very affordable these days, but it's still good to do some research before you make a purchase. One of the first things that anybody would look at including myself is the price tag. Comparing prices is a difficult task especially when you really don't know what to look for. My advice to you is go online and type in "what to look for in an LCD tv" and see what the experts say.
I feel that I'm very close to purchasing my first LCD tv, but until then good luck in your search for the "right" digital tv for your house.
I live in a small condo that is about 900 sq/ft so getting a huge LCD TV is not a good idea because it would look out of place, although my friends who come over to watch the games may not think so. Given the size of my living room and the distance between my couch and the wall where the digital tv would be hanging, I assume that a 42" should do the trick. This is where my ego comes in, "BIGGER THE BETTER."
2 TV's, LCD TV's and plasma tv's have become very affordable these days, but it's still good to do some research before you make a purchase. One of the first things that anybody would look at including myself is the price tag. Comparing prices is a difficult task especially when you really don't know what to look for. My advice to you is go online and type in "what to look for in an LCD tv" and see what the experts say.
I feel that I'm very close to purchasing my first LCD tv, but until then good luck in your search for the "right" digital tv for your house.
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